Real market rates · Russia ⇄ Africa, without the banks

Send money home.
Or bring it with you.

Rubles to naira, cedis to rubles, shillings to dollars — real market rates, one transparent fee, money in their account in minutes. No SWIFT. No blocked cards. No 12% remittance fees.

Real market ratesOne fee, nothing hiddenMinutes, not days
You send
≈ ₮1,253.13 in value
They receive
Nigerian Naira
Service fee (1.5%)
1,500.00 RUB
They receive
1,841,629.07 NGN
Arrives
within 30 minutes
Send 100,000.00 RUB

Live rate · fee included · no hidden charges

Moving money to & from

Nigeria flagNigeriaGhana flagGhanaKenya flagKenyaSouth Africa flagSouth AfricaEgypt flagEgyptTanzania flagTanzaniaUganda flagUgandaRwanda flagRwandaZambia flagZambiaCameroon +5 flagCameroonSenegal +7 flagSenegalEthiopia flagEthiopiaMorocco flagMoroccoMalawi flagMalawiUnited States flagUnited StatesEuropean Union flagEuropean UnionUAE flagUAETürkiye flagTürkiyeKazakhstan flagKazakhstan

0+

transfers delivered

$0M+

moved across borders

0

currencies, both ways

0

average rating

Three steps. Both directions.

Built for people the traditional rails left behind.

01

Tell us the corridor

Pick what you're sending and where it lands — rubles to naira, cedis to rubles, or straight to USDT/USDC. You see the exact amount that arrives before you commit.

02

Send your local currency

Transfer to our local receiving details — bank card or SBP in Russia, bank or mobile money in Africa. No SWIFT, no correspondent banks, no waiting on rails that don't want you.

03

We exchange, they receive

Payva handles the exchange and pays out on the other side — straight into their bank, card, or mobile-money account. Track progress live until it lands.

Any currency, any direction

Nineteen currencies, every pair, both ways — rubles to naira, cedis to shillings, anything to dollars. Pick a corridor and watch the live rate.

Open an account

Sending

to…

Any currency to any currency — naira to cedis, shillings to rubles, rand to francs. Every corridor runs both directions at the same rate and speed, and the USDT option pays digital dollars straight to a wallet.

Russia flagNigeria flag

RussiaNigeria

₽10,000 ₦184,162.91

1 RUB = 18.4163 NGN ~30 min fee included
Send RUB to NGN

Built for corridors
the banks abandoned.

There is no direct ruble–naira market — so we made one. You see a rate, a fee, and an arrival time. We handle everything in between.

Real market rates

Quotes are built from live market pricing, refreshed continuously — not a padded tourist rate.

Nothing hidden

One fee, shown up front and already included in your quote. The amount you accept is the amount that arrives.

Minutes, not days

Most transfers arrive within about 30 minutes — faster than an international wire clears compliance.

Track every transfer

A live timeline follows your money from deposit to payout, with a reference code your recipient can check too.

Built to be trusted

Safety isn't a feature. It's the foundation.

Bank-grade encryption

Every session and payment detail is encrypted in transit and at rest. We never store card PINs or passwords in the clear.

Your money, tracked

A live timeline follows every transfer from deposit to payout, with a reference your recipient can verify.

Locked-in rates

The rate you accept is the rate you get. No surprise spread, no fee at the other end — what you see arrives.

Trusted by the people the banks forgot

4.9/5

My tuition deadline was in two days and my bank card was blocked. Payva got my rubles to my university's account in Ghana the same afternoon. I almost cried.

Russia flagGhana flag

Kwame A.

Student, Moscow

I send money to my mum in Lagos every month. Western Union ate 11%. Here it's one small fee and she gets it in minutes, straight to her bank.

Russia flagNigeria flag

Adaeze O.

Nurse, St. Petersburg

Rate is exactly what they show, no games. I've moved money to Nairobi four times now and it just works. Finally something built for us.

Russia flagKenya flag

Brian M.

Engineer, Kazan

Questions, answered

Your money shouldn't
care about borders.

Join the migrants and families already moving money between Russia and Africa at rates the banks can't touch.